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Cost Management

Last verified: 13 February 2026 | Applies to: Team, Enterprise

Claude costs scale with usage — and not all usage is equal. Cowork sessions consume significantly more than chat. Opus costs more than Sonnet which costs more than Haiku. Team plans have Standard and Premium seat types at very different price points. This page covers practical strategies for managing spend without limiting productivity.

Usage on Claude is measured per-message, with consumption varying by:

FactorImpact on usage
ModelOpus 4.6 > Sonnet 4.5 > Haiku 4.5
FeatureCowork sessions consume 5-10x what the same task costs in Chat
Context lengthLonger conversations consume more per message
Code executionRunning code uses additional compute
Seat typeCostUsage allowanceIncludes
Standard$25/mo per seat1.25x Pro usageChat, Cowork, Plugins, Connectors
Premium$125/mo per seat6.25x Pro usageEverything in Standard + Claude Code

Not everyone needs a Premium seat. Map your team to seat types:

  • Standard seats: Team members who use Claude for chat, occasional Cowork tasks, and connectors. Good for most knowledge workers.
  • Premium seats: Power users who rely heavily on Claude daily, developers using Claude Code, and anyone who consistently hits Standard usage limits.

The cost difference is significant: 3 Standard + 2 Premium seats = $325/mo. 5 Premium seats = $625/mo. Right-sizing saves $300/mo in this example.

Train your team on when to use which model:

  • Haiku for quick questions, simple formatting, and routine lookups
  • Sonnet for everyday work — drafting, analysis, most tasks
  • Opus only for complex reasoning, long documents, and when Sonnet’s output isn’t good enough

Most teams over-use Opus. Defaulting to Sonnet for everyday work reduces usage without noticeable quality loss for most tasks.

Cowork is powerful but expensive. If the task doesn’t need file access, web browsing, or code execution, do it in Chat.

Use Cowork for: File processing, plugin workflows, multi-step autonomous tasks, working with local data.

Use Chat for: Drafting, brainstorming, analysis of pasted data, one-off questions, document creation via artifacts.

Long conversations consume more usage per message. For cost efficiency:

  • Start new conversations for new topics
  • Use Projects to maintain context without extending conversations
  • Copy key context to a new conversation rather than continuing a 50-message thread

For Team and Enterprise deployments:

  1. Document model recommendations — which model for which task type
  2. Share Cowork vs. Chat guidance — when to use each
  3. Monitor usage patterns — identify power users who might need Premium seats and light users who could move to Standard
  4. Review monthly — adjust seat types as usage patterns become clear

“We started with everyone on Premium seats. After a month of monitoring, we moved 4 of our 7 team members to Standard — they weren’t using Claude Code or hitting usage limits. Saved us $400/month.”

“I created a simple internal guide: ‘Use Sonnet unless you need Opus. Use Chat unless you need files. Start new conversations instead of extending old ones.’ Usage dropped 30% with no complaints about quality.”

  • Choosing a Plan — plan comparison with pricing
  • Models — understand the cost/capability trade-off
  • Cowork — understand usage implications

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